Short Story

Severe psychiatric illness sufferer fell into some debt along the way. Helpless to pay it off himself.

Merseyside, United Kingdom (UK)

Desperately could use help to get back on my feet

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Goal: $7,100.00
Minimum amount is $6000 Maximum amount is $7100
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Story

I’m 29 and accumulated over £5,000 in debt. Student loan overpayment of about £1400, rent arrears of around £1100 bank overdraft £1900 2nd bank overdraft of £1100. Total £5,500. So $7100 in USd from GBP.

The reason I’m asking for possible help with this is, this has been accumulated over the past 5 years, since I was first diagnosed with first episode psychosis, and placed on a section under the mental health act where I was hospitalised for 6 weeks until I could go home. I broke under stress, life tragedy llke finding my dad collapsed on the bathroom floor after he suffered a bleed to the brain and ended up with front lobal dementia. Looking after him in hospital for 3 months took it’s toll. Had relationship breakdowns and I didn’t know I had a mental disorder I was yet to be diagnosed with at the time. I’ve been in and out of a psychiatric hospital 4 or 5 times over the last 5 years with psychotic episodes and psychosis. I’ve been diagnosed with bipolar disorder. It’s stopped me functioning for a long time, I tried getting jobs but couldn’t for the life of me carry on I was suffering and still very sick. I have no real way of paying off these debts in the foreseeable future due to my illness and I come from a poor working class family, my mother is a single parent looking after me still, while paying for everything on minimum wage. I accumulated my debts while suffering the worst of my symptoms having bipolar disorder, wasn’t in control of myself or even thinking about my finances as I was in another world altogether, and battling suicidal thoughts and clinical depression every day.

£5,500 raised would be an absolute god send and take the worry off my shoulders. I just got into a mess while suffering with a serious psychiatric condition that became severe in waves. I’m now on the rhght medication, mostly stable and looking to move on to make a new start in life.

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An update on when the debts are paid and me saying what it means for me and a thank you message.
January, 2025
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