Story

Hello Begslist Community.

I am a 38years old man with a family of 3 who has been working in the civil service for the last 13years. All this time, I have been managing my life well handling my financial obligations like paying school fees, looking after my family and my parents, paying of bills etc.

Everything in my life was running smoothly until Oct. of 2020, when my dad fell critically ill. We thought we were going to loose him. During the cause, he lost his memory, he was diagnosed with intestinal obstruction and also developed a pulmonary disease which made him gasp for breath. He was down for close to 6 months. This drained me financially as the cost of medication was way beyond the roof for my handling. But because of the desire to save his life, I had to do all that a man can do, mindless of the repercussions. by the grace of God, all got better with his health.

As if this was over, in 2022, my youngest brother suffered from acute headache which the doctors failed to identify what the cause was. This almost made him lose his mind and also the same effort like for my father was put where he finally was freed from the pain. All this costed heavily and it was additional to the costs that were still being recovered from dads medical bills.

In 2024 Dec. my elder sister lost money of savings group which amounted to about 4,500USDs. This was another big blow on me as she could not be able to raise even a quarter of this money. I had to go for more loans to have this matter settled.

Currently, I am in deficit of about 8,000USDs in terms of accumulated loans and some of the loans have gone into arrears.

The salary that I am receiving right now has become too meager to service all this coupled with other family responsibilities. I had put my home as a collateral for these loans and right now, my home is at risk of being taken by the financial institution that borrowed me the money.

I am being threatened by the loan officers almost everyday and when I imagine the scenario of my family being thrown out of the house, it disturbs me too much. At one point, I thought of selling away my home but it cant raise enough money to be able to offset the loans to zero balance let alone leaving me homeless.

I am sincerely begging anyone out there to please help me out with financial support towards offsetting this obligation so as to free me and allow me continue with life normally as this has affected me both psychological, socially and emotionally.

I shall be utterly grateful to whatever small shall be donated towards servicing this loan and save me the home from being confiscated by the financial institution.