Short Story
I chose to buy my car because it seemed dependable. I was borrowing a year 2001 Honda accord prior, which would overheat if in traffic, and I really needed something that would last me longer so that I wouldn’t have to worry about it. What started off as 16,000 dollars became 22,000 dollars and I was locked in at the dealership.
I live a minimalistic lifestyle in a garage with my sister.
I barely eat out, and I limit my groceries. I take home a lot of expired food from work. I am doing a lot to save money, and I know I am doing a good job at it.
I just want this payment gone so that I could further help my dad and his family, and so that I could save my money and feel more stable, as I don’t know if I will be able to work when I start my master program next year.
Any help would be greatly appreciated.
I know I have made mistakes in life, but I really want a chance at this career.
I need it. I am a first-generation high school graduate, and I am the only one among my siblings to have gone to college. There is a lot expected onto me, and I ultimately just want to have a stable job so I could travel and help out my family to be honest. I don’t want expensive things. I just want to help out where I can. This is why I chose to become a teacher prior to now being a substitute, and this is why I choose to combine my linguistic niche with my compassionate drive to help people with communication disorders.
I am a generous person myself, and should I be in the place to help out more financially, this is what I want to do in my life.
Thank you very much.
Car payment
Story
Hello,
I need help to complete my car payment so that I can focus the rest of my expenses on my family.
I have recently bought a used car in July 2024, (a 2016 Honda accord), which was my first time in a dealership. I was pressured into buying it that day, and as stupid as I feel, I really needed a car to work.
I work per diam during the day time as a substitute teacher, and by night and weekends I work in a Starbucks.
I have barely been making enough to make the payments with my goals in mind and handle other finances.
I am currently applying for Master programs in Speech-Language Pathology, to which I will apply for student loans, and this will become a later concern.
I am just worried that if I do not pay off my car and save money to help my family right now, I may be pressured to giving up on my Master program this following academic year should I be accepted. I’ve invested about 10,000 dollars in prerequisite courses and I rejected a job acceptance in Japan to make this happen.
My father has been struggling with work, and I’ve had to give him money.
My grandmother still works at her age above 80 and in her household, my aunt, (her sister), and my grandfather have been hospitalized and now need caretakers. My uncle, who usually helps take care of them has also been hospitalized recently, and this is just a really hard time.
I have been avoiding hobbies and friends so that I can just work to pay off my car, but my bank account balance has been going down and down. I feel miserable, and I don’t want to go on like this.
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